The hirer is responsible for theft and damage to the machine and should have adequate insurance to cover this. NPH is able to offer Hireguard Insurance for those of our customers that do not already have cover for Plant & Tool hire. The cost of this cover is charged at 15% of the hire rate of items to be covered. (Insurance charge is zero vat rated)  

Plant & Tools hired out under Hireguard are covered for:
  • Loss or damage at any situation in Western Europe including whilst in transit between such situations.
  • A limit of liability up to £100,000 any one occurrence, no single article limit. (Excesses apply)
  • Full replacement value for all property up to 24 months old. Property more than 24 months old covered on an indemnity basis.
Excess (amount deducted from each claim) for amount of loss:
  • Up to £500 claimed – £25
  • £501 to £1000 claimed – £50
  • £1001 to £2000 claimed – £75
  • £2001 to £2500 claimed – £100
  • £2501 to £5000 claimed – £250
  • £5001 and over – £500

Details of cover and exclusions can be found on our downloads page or by following the links below:

Hireguard – What you need to know 2022
Hireguard Insurance Request Form
Hireguard – Annual Certificate of Insurance, Status Disclosure & Customer Summary of Cover 2022
Hireguard Policy Document 2022
Hireguard Document Pack 2022 (Contains all files)

Newmarket Plant Hire Ltd is an Appointed Representative of Marsh Ltd.  HireGuard® is a registered trademark of Marsh Ltd. Marsh Commercial is a trading name of Marsh Ltd. Marsh Ltd is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution and Credit Broking (Firm Reference No. 307511). Copyright © 2022 Marsh Ltd. Registered in England and Wales Number: 1507274, Registered office: 1 Tower Place West, Tower Place, London EC3R 5BU. All rights reserved.